500,000 people inward California alone.
Unlike navigators, insurance agents tin forcefulness out inquire people specific questions well-nigh their health, budget, together with thus recommend a specific conception or insurer. There are thus many variables for consumers to review earlier making an informed decision. That's why agents accept a give-and-take on provider networks, deductibles, copays, drug costs together with other insurance provisions long earlier talking well-nigh premiums.
Since the rollout of goodluck.gov agents accept seen our commissions cut - together with inward some cases - eliminated. Even when nosotros are paid it's non fifty-fifty about what navigators accept received. According to the Kaiser Family Foundation dorsum inward 2013 the average committee agents received on a per somebody per calendar month solid soil was $12.24.
There was no scandalise when our "funding" was cut. There was no media coverage showing back upwardly for licensed professionals.
Yet many of us persevere. We create thus because nosotros know how vital nosotros are to the clients nosotros serve. We create thus because nosotros know the value of the production nosotros sell together with the service nosotros provide. We are the conduit betwixt insurance companies, providers, together with our client.
There are thus many things that Navigators can't do. But professional person insurance agents, nosotros create it - together with at a fraction of the cost.