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We appear to hold out on something of a life insurance fraud gyre here. Almost precisely a calendar month agone nosotros reported on the illustration of a rocket surgeon greedy wife's efforts to collect on her husband's life insurance policy later arranging his premature demise (spoiler alert: she failed).

The illustration now at hand is peculiarly intriguing; at first, I was somewhat dumbfounded equally to how the insurer could accept been as well as then easily duped, but equally the even unfolded, it got fifty-fifty weirder. And that this all took identify close a one-half lx minutes away from me added a feel of the macabre.

A brief underwriting refresher: when applying for life insurance (especially anything over $100,000) i is required to undergo (at least) about kind of physical exam. Depending on the amount at risk, this tin strength out attain from unproblematic blood as well as urine tests to EKG's as well as stress tests. In this case, West Coast Life was ready to hold out on the claw for only shy of $3 million, as well as then of course of study the medical underwriting would hold out vigorous.There's about other angle (financial) but we'll elide over this for purposes of this post.

Here's where it begins to larn weird: the application was patently written inwards Ohio, but the applicant chose to accept the seek done inwards Texas. I'm thinking that correct there's a ruby-red flag, but patently WCL wasn't bothered past times it (or perhaps, they became retrospectively concerned). In the event, a somebody claiming to hold out the applicant shows up, all 176 pounds of her.

Which would non necessarily hold out weird inwards as well as of itself, but the somebody who genuinely died clocked inwards at almost 400 pounds [ed: Hey. it could happen! Spend a few days at the Golden Corral as well as Bob's your uncle]. Kind of a clue. The fact that the applicant indicated no substantial wellness history, as well as even as well as then was dead inside a few brusque years of (presumably) natural causes was probable another.

And as well as then at nowadays the identify unit of measurement of the insured is beingness charged amongst life insurance fraud; i presumes a lawsuit on behalf of West Coast Life volition follow directly.

[Hat Tip: FoIB Holly R]

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